BUSINESS LOAN
Give your business room to grow
Working capital, equipment, business premises or expansion: Nova Finance Corp's business loan supports the self-employed, small and mid-sized businesses with a fixed rate of 3.2% per year.
Working capital, equipment, business premises or expansion: Nova Finance Corp's business loan supports the self-employed, small and mid-sized businesses with a fixed rate of 3.2% per year.
The business loan finances working capital, equipment purchases, business premises, or the growth of a self-employed, trade or commercial activity. Your case is reviewed taking into account the financial situation of your business or activity.
Example: to purchase new equipment, a trade business applies for €40,000 over 60 months. At the fixed rate of 3.2% per year, that works out to a monthly payment of around €722, predictable throughout the term.
A formally registered business or self-employed activity.
At least one completed financial year (or a solid business plan).
No serious banking irregularities or ongoing insolvency proceedings.
Ability to pay supported by your annual accounts.
Long terms (up to 10 years) to amortise your investment.
Review by advisors experienced with the self-employed.
100% digital process, with an electronic signature on the agreement.
Payments that can be adapted to seasonal swings in your business.
Set the amount and term to match your investment plan.
Upload your annual accounts, bank statements and, if applicable, an equipment quote.
An advisor specialising in the self-employed reviews your situation.
After the electronic signature, the amount is transferred to your business account.
Prepare your annual accounts and a clear plan for the use of funds before applying.
Choose a term that matches the expected useful life of your investment.
Take seasonal swings in your business into account when choosing the payment.
Yes, provided the activity is registered and ability to pay is demonstrated through the business's income.
The 3.2% rate reflects the specific risk profile of business financing and stays fixed throughout the term.
Yes, this loan can finance the purchase of an operating business, subject to review of your case.
Depending on the amount and your profile, an advisor may request a personal guarantee or additional collateral.
Yes, the business loan is available equally to sole traders, partnerships and limited companies.
Depending on the legal structure, amount and financial position of the business, a personal guarantee from management may be requested.
Yes, working capital, equipment and business premises can be combined into a single financing package.
Contact your advisor early: a temporary adjustment to your payments can be considered in certain cases.
Three steps, less than 5 minutes. An advisor will review your case and respond within 24h.