CAR LOAN
Drive today, pay at your own pace
New or used, personal or business: Nova Finance Corp's car loan finances your purchase with fast pre-approval and a fixed rate of 3% per year.
New or used, personal or business: Nova Finance Corp's car loan finances your purchase with fast pre-approval and a fixed rate of 3% per year.
The car loan finances the purchase of a new or used vehicle, from a dealer or a private seller. The amount requested is based directly on the vehicle price, with fixed instalments over a term of 12 to 84 months.
Example: for a used car you apply for €18,000 over 48 months. At the fixed rate of 3% per year, that works out to a monthly payment of around €398. If you choose to pay the seller directly, you also avoid the hassle of fronting the amount yourself.
Be of legal age and hold a valid driving licence.
A quote or invoice for the vehicle to be financed.
Regular income sufficient to cover the payment.
Vehicle insurance taken out before the payout.
Fast pre-approval, so you never miss a good deal.
New or used, from a dealer or a private seller.
Direct payment to the seller available on request.
Early repayment without excessive fees.
New or used, from a dealer or a private seller — the choice is yours.
Simulate your amount and get a fast initial estimate.
Upload the purchase agreement or invoice for the vehicle.
Once approved, the amount is transferred to you or directly to the seller.
Get pre-approval before you negotiate — it strengthens your position with the dealer.
Choose a term no longer than how long you expect to keep the vehicle.
Factor insurance and maintenance into your monthly budget too, not just the payment.
Yes, provided you submit a bill of sale or an equivalent document for the vehicle.
It can cover the full price or part of it, depending on your down payment and creditworthiness.
You can pay off the loan early at any time; the terms are set out in your agreement.
Self-employed people and businesses can finance a commercial vehicle with this loan or with the business loan, depending on their situation.
Depending on the amount, a security interest in the vehicle may be required; your advisor will discuss the details with you before signing.
It isn't always mandatory, but it is recommended or required, particularly for new vehicles and larger amounts.
Yes, the car loan covers most privately owned motor vehicles; talk to an advisor about your specific model.
Usually within 24h, so you never miss a good deal at the dealership.
Three steps, less than 5 minutes. An advisor will review your case and respond within 24h.