STUDENT LOAN
Finance your studies, pay after you graduate
Tuition fees, housing, equipment or a semester abroad: Nova Finance Corp's student loan offers a preferential rate of 3% per year and deferred repayment while you study.
Tuition fees, housing, equipment or a semester abroad: Nova Finance Corp's student loan offers a preferential rate of 3% per year and deferred repayment while you study.
The student loan finances tuition fees, housing costs, equipment or a semester abroad. It can be applied for alone or with a guarantor, and offers partial or full deferral of repayment while you're studying.
Example: for a semester abroad, a student applies for €8,000 over 60 months. At the preferential rate of 3% per year, that works out to a monthly payment of around €142 after graduation — repayment only begins once a regular income starts coming in.
Be enrolled at a university or comparable educational institution.
Be between 18 and 28 years old (individual review outside this range).
Depending on the amount, a guarantor (parent or third party) may be required.
Proof of enrolment for the current semester.
A preferential rate of 3% — the lowest across our entire range.
Repayment can be deferred for the entire duration of your studies.
A simplified process, with no need for an extensive credit history.
Free early repayment, with no early-repayment fee.
Set tuition fees, housing costs and term in the loan calculator.
Upload your proof of enrolment, with or without a guarantor.
An advisor reviews your case, usually within 24h.
Funds are disbursed; repayment begins during or after your studies, as you choose.
View my options only for what you really need — top-ups later on are usually possible.
Check whether partial deferral (interest only) is cheaper in the long run than full deferral.
Plan your payment around your expected starting salary, not your current budget as a student.
Not always, but it's usually required for larger amounts or when the student has no income of their own.
You can choose full deferral (no payments while studying) or partial deferral (interest only), depending on your situation.
Yes, it can finance a semester abroad (tuition, housing, travel costs) against the corresponding proof.
Contact an advisor as soon as possible: your payment terms can be adjusted to your new situation.
Yes, early repayment is possible at any time with no early-repayment fee.
Depending on your preference, payment can go directly to the university (tuition fees) or to your account.
Contact your advisor to arrange a new guarantor or adjust the terms if needed.
It's primarily aimed at 18- to 28-year-olds; applications outside this range are reviewed individually.
Three steps, less than 5 minutes. An advisor will review your case and respond within 24h.